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Choosing which insurance to purchase probably isn’t the most thrilling thing you’ll do this week; but it may be one of the most important. So how do you decide which insurance company is best for your unique needs? An independent insurance agent can help find you insurance that fits your needs without breaking the bank. We work for you, not for the insurance companies (carriers). And as an Independent Agency, we can manage all of your policies under one roof, to save you time and reduce confusion.



It is important to know all the facts so you can make educated decisions about your insurance. When we develop an insurance quote for you, we base it on the coverage you currently have for your comparison ease. With that view, you can see more clearly where coverage additions or removals are needed.

If you fall into one of the following categories, your independent agent at Steinmiller Insurance will seek quotes from a number of insurance carriers. These quotes can help you get the best insurance coverage for your needs:

  • Small business owner seeking liability coverage
  • New driver with questions about comprehensive car insurance
  • Homeowner looking to improve your homeowner’s insurance policy
  • Existing policy holder with questions, like whether you qualify for insurance discounts
Our service does not end with your acceptance of our quote. As policies come up for renewal, we review your coverage and determine if a better price is currently available through another insurance carrier.

Over time, you will have questions come up about your insurance, like...

Why does my insurance policy cost more than my next door neighbor's?
What does an umbrella insurance policy cover?
Why does my auto insurance policy go up when I don't drive as much as I did in the past?

We are here, as your Independent Insurance Agents, to answer these questions and more, for you. Our Agency grows along with you!


(Why you want a local agency rather than a national one)

As an Independent Agency, we take pride in our local roots. We live in your community, shop at local businesses, and may have children attending the same school as your own.

As members of the community we are invested in the success of our local clients. You won’t be waiting on hold to speak with someone on the other side of the country when you call us. That’s because we’re deeply involved and here for you when you need us. In fact, we might give you our cell phone numbers, so we can assist you that much better.


Founded in 1982, Steinmiller Insurance has provided quality insurance service to thousands of customers in Upstate New York for more than 30 years. Our offices were located in Irondequoit from 1982 until 1999, at which point we moved to our new location in Webster. Today, we service all of our customers from our Webster location, across from Wegmans on Bay Road.

Our family is proud of our commitment to maintain a high standard of excellence in sales and personalized, professional service. We welcome your business and referrals, and look forward to hearing from you. Thank you for visiting our website and for considering joining our Steinmiller Insurance family.